Members of the Cocard/US Processing network team all come from long histories of outside sales and service dating back to days before cell phones. We appreciate the value of knowing our clients and their businesses. We have a Boutique approach to business, old school values of personal service in an industry that provides very little service other than a toll free support phone number that likely goes to an offshore call center.

Our team has tenure with CoCard/US Process Network that averages 10 years each. And this in an industry that suffers from very high rate of turnover so business owners (merchants) deal with same people year after year. Consequently, our relationship with our clients is long-term.

• CoCard/US processing Network partners with three of the top five credit card processors in the world, offering the best options for the merchants.
• CoCard/US Processing Network believes in very low cost pricing in order to maintain long term relationships, no games, no gimmicks, no contracts.
• The CoCard/US Processing Network team has extensive knowledge of the credit card processing industry and applications such as retail, restaurant, lodging, ecommerce, mobile and more.

 

WHAT IS THE PROCESS FOR SIGNING UP FOR A MERCHANT ACCOUNT WITH COCARD/US PROCESSING NETWORK?

 

WE PREFER TO BE ABLE TO MEET WITH OUR POTENTIAL CLIENTS IN PERSON TO GO OVER THE APPLICATION PAPERWORK AND IF THAT IS NOT POSSIBLE, AT LEAST SCHEDULE A PHONE CONFERENCE AT THE VERY LEAST.

 

HOW LONG IS THE CONVERSION PROCESS WITH COCARD/US PROCESSING NETWORK?

 

ONCE THE APPLICATION PAPERWORK IS FILLED OUT ACCURATELY AND SIGNED IT GENERALLY TAKES LESS THAN 24 HOURS TO GET AN ACCOUNT APPROVED. THIS CAN VARY SOMETIMES DEPENDING ON THE APPLICANT’S CREDIT HISTORY.

 

WHAT IF MY CREDIT HISTORY IS LESS THAN PERFECT?

 

WE CAN GET APPROVALS FOR MERCHANTS THAT HAVE LOWER CREDIT SCORES THOUGH THE PROCESS MAY REQUIRE SOME ADDITIONAL DOCUMENTATION. A LOWER CREDIT SCORE DOES NOT HOWEVER, AFFECT THE FEES THAT ARE BEING CHARGED TO THE MERCHANT AS THERE IS NO SURCHARGE BECAUSE OF CREDIT HISTORY.

 

 

HOW DO I GET PAID WHEN I AGREE TO BECOME A COCARD/US PROCESSING NETWORK MERCHANT?

 

WE HAVE SEVERAL FUNDING SCHEDULES IN PLACE INCLUDING NEXT DAY FUNDING IF CERTAIN PARAMETERS ARE MET. TYPICALLY, OUR CLIENTS CAN RELY ON RECEIVING THEIR MONIES WITHIN TWO BUSINESS DAYS.

 

DOES COCARD/US PROCESSING NETWORK PROCESS AMERICAN EXPRESS?

 

YES, WE DO SET UP MERCHANTS THAT REQUEST AMEX TO BE ABLE TO PROCESS AMERICAN EXPRESS CARDS. WE HAVE TWO OPTIONS FOR AMEX PROCESSING AS WELL. ONE IS CALLED AMEX ONE POINT WHERE WE ACTUALLY FUND THE AMEX TRANSACTIONS ALONG WITH THE VISA, MASTERCARD, AND DISCOVER, SO THIS SIMPLIFIES BANK RECONCILIATIONS SIGNIFICANTLY. THE OTHER IS SETTING UP A DIRECT AMEX ACCOUNT WITH AMERICAN EXPRESS WHERE AMEX PAYS THE MERCHANT DIRECTLY IN A SEPARATE DEPOSIT.

 

DOES COCARD/US PROCESSING NETWORK OFFER EQUIPMENT SOLUTIONS AND SALES?

 

YES. WE OFFER EQUIPMENT SALES TO OUR CLIENTS FOR OUR PURCHASE COSTS, WE DO NOT TREAT EQUIPMENT SALES AS A PROFIT CENTER IN OUR BUSINESS MODEL. WE ALSO HAVE LEASING AND RENTAL OPTIONS AVAILABLE TO OUR CLIENTS AS WELL.